Insurance - Study Mode

[#206] Which item of expense is not covered under a typical health insurance cover?
Correct Answer

(B) Blood donation charges

Explanation

Solution: Blood donation charges are not covered under a typical health insurance cover. Health Insurance is an insurance policy that ensures that you get cashless treatment or expense reimbursement, in case you fall ill.

[#207] As part of Outpatient cover, which are the items that could not be covered?
Correct Answer

(D) Surgery

Explanation

Solution: As part of Outpatient cover, Surgery could not be covered. Outpatient treatment is the term that most private medical insurance policies use for treatment which is given at a hospital which does not require you to stay in hospital overnight.

[#208] Day care centre in health insurance parlance would mean –
Correct Answer

(C) Centre where procedures requiring less than 24 hrs hospitalization are done

Explanation

Solution: Day care centre in health insurance parlance would mean centre where procedures requiring less than 24 hrs hospitalization are done.

[#209] Which among the following is not a Day Care procedure?
Correct Answer

(A) Byepass surgery

Explanation

Solution: Byepass surgery is not a Day Care procedure. A day care procedure is a surgery or medical procedure that formerly required a prolonged stay in hospital but can now be completed in less than 24 hours.

[#210] Which is a network hospital?
Correct Answer

(C) Both A & B

Explanation

Solution: Network hospital is a an hospital enlisted by insurer to provide medical services and an hospital enlisted by TPA to provide medical services.