Insurance - Study Mode
[#656] Occupational hazards could emanate from
Correct Answer
(D) All of the above
Explanation
Solution: Occupational hazards could emanate from Accident at work place, health problems and moral hazard in a job.
[#657] Which of the following is not an hazardous occupation of moral hazard from a job?
Correct Answer
(A) Working in a ration shop
Explanation
Solution: Working in a ration shop is not an hazardous occupation of moral hazard from a job.
[#658] Which of the following reports would reflect on the lifestyle and habits of a proposer?
Correct Answer
(C) Both A & B
Explanation
Solution: Agents confidential reports and moral hazard report would reflect on the lifestyle and habits of a proposer.
[#659] Which of the following is not a medical factor that influence an underwrititer’s decision?
Correct Answer
(B) Income
Explanation
Solution: Personal history is not a medical factor that influence an underwrititer’s decision. Underwriting factors in health insurance are used to estimate how likely a potential policyholder is to become ill and how much treatment is likely to cost the insurer. Factors include age, height, weight, preexisting conditions and so forth.
[#660] Two measures of a Blood pressure of a person are -
Correct Answer
(C) Both A & B
Explanation
Solution: Two measures of a Blood pressure of a person are Systolic and Diastolic. The top number refers to the amount of pressure in your arteries during the contraction of your heart muscle. This is called systolic pressure. The bottom number refers to your blood pressure when your heart muscle is between beats. This is called diastolic pressure.