Financial Management - Study Mode

[#166] Type of interest rates consist of
Correct Answer

(D) all of above

Explanation

Solution: Type of interest rates consist of nominal rates, periodic rates and effective annual rates.

[#167] An interest rate which is paid by money borrower and charged by lender is considered as
Correct Answer

(B) periodic rate

Explanation

Solution: An interest rate which is paid by money borrower and charged by lender is considered as periodic rate. A periodic interest rate can be charged on a loan or realized on an investment over a specific period of time.

[#168] In calculation of time value of money, 'PMT' represents
Correct Answer

(B) payment

Explanation

Solution: In calculation of time value of money, 'PMT' represents payment.

[#169] Markets in which corporations raise capital for creating market transaction which are classified as
Correct Answer

(C) primary markets

Explanation

Solution: Markets in which corporations raise capital for creating market transaction which are classified as primary markets. The primary market is where securities are created. It's in this market that firms sell (float) new stocks and bonds to the public for the first time. An initial public offering, or IPO, is an example of a primary market.

[#170] Notes, mortgages, bonds, stocks, treasury bills and consumer loans are classified as
Correct Answer

(A) financial instruments

Explanation

Solution: Notes, mortgages, bonds, stocks, treasury bills and consumer loans are classified as financial instruments. Financial instruments are assets that can be traded, or they can also be seen as packages of capital that may be traded. Most types of financial instruments provide efficient flow and transfer of capital all throughout the world's investors.